In New York businesses are required to provide workers compensation insurance coverage for their employees which allows injured workers to receive benefits by filing a claim for workplace injuries. However due to the exclusive remedy rule outlined in the Workers Compensation Code employees are typically unable to sue their employers for negligence.
Under New York Workers Compensation Law 29(6) workers compensation benefits serve as the sole remedy for workplace injuries and accidents. This means that if an employee is injured while working their only option is to file a workers comp claim.
While it is not necessary for the employee to prove their employers negligence to receive benefits its important to note that workers compensation benefits may not cover all financial losses and damages incurred as a result of the workplace injury.
Speaking to an experienced NYC workers compensation lawyer is important if youve been injured in an accident at work. A workers comp attorney is important because they may be able to explain how long you can collect workers compensation or help you file for a personal injury lawsuit if necessary. Our team at K L Sanchez Law Office may be able to help you. Contact us today to schedule a free consultation.
Exceptions to the Exclusive Remedy Rule in New York
The exclusive remedy rule in New York for workplace injuries allows an injured employee to sue their employer for negligence only under very limited exceptions. An employee may be able to sue their employer if the employer lacks the required workers compensation insurance coverage intentionally injured the employee or if the employee works for an employer that is not mandated to have workers compensation coverage.
If your workplace injury does not fall under any of these exceptions you are unable to sue your employer for negligence. The exclusive remedy rule typically covers workplace injuries that result from a co-workers negligence. However if an independent contractor is classified as a special employee the exclusive remedy rule may apply to them as well.
Third-Party Actions in Personal Injury Law
While an injured employee cannot sue their employer or co-worker for work-related injuries they can pursue legal action against a third party or another entity if their negligence caused the injury. Such legal actions are referred to as Third-Party Actions.
If the third-party action results in monetary compensation either through a settlement or a verdict the workers compensation carrier has the right to reimbursement for any lost wages and medical benefits paid to the injured worker. This is called a Third-Party Lien. Determining the lien and other expenses can be complex and it is recommended to seek legal advice to navigate the process.
Moreover the workers compensation carrier must give consent for the injured worker to settle a third-party action. Failing to obtain consent may prevent the employee from receiving future workers compensation benefits.
The most common third-party actions are related to motor vehicle accidents where the negligence of a third-party driver causes the injury. In New York State the injured employee is entitled to workers compensation benefits and a potential Third-Party Action as well as no-fault benefits.
Appealing a Denied Workers Compensation Benefits Claim
If your workers compensation claim has been denied in New York City you have the right to appeal the decision. While you cannot sue your employer instead of accepting benefits our lawyers can assist you in the appeals process. Some reasons for denied claims include:
Disputes over the location of your injury
Claims that the injury was pre-existing and unrelated to work
Questions about your employment status
Errors in wage replacement benefits
The appeals process works similarly to the court system starting with an appeal to the workers compensation board. If the board maintains its decision a workers compensation judge can hear the case and evaluate evidence such as:
Medical records
Testimony
Wage information
And other relevant evidence
If necessary we can appeal the judges decision to a panel of board members or the entire board. Lastly we have the option to appeal to the formal New York courts for a review.
Differences Between Personal Injury Lawsuits and Workers Compensation
The contrast between workers compensation and personal injury claims can be unclear to some and they may be mistaken for one another. However these two have significant differences from each other.
When an employee sustains an injury while on the job they can file a workers compensation claim. If approved the injured employee is eligible to receive benefits that compensate for any work-related losses. These benefits may cover lost wages medical expenses and rehabilitation costs. Under New York State law employers are obligated to carry workers compensation insurance for their full-time and part-time employees which covers the costs of an employees injury.
If an employee is injured while at work and the circumstances of the injury fall outside the scope of a workers compensation claim they may consider filing a personal injury claim. These types of lawsuits are less predictable and can take over a year to resolve in court. Personal injury claims also take into account factors such as pain emotional trauma and suffering caused by the injury which are not covered under workers compensation.
It is important to speak with an experienced personal injury attorney who may be able to help you seek the compensation you deserve.
Seeking the Help of an Experienced Workers Compensation Attorney in Queens
It is crucial to know your rights as an employee and understand your legal entitlements. In the event of a work-related injury it is essential to take immediate action and seek the advice of competent legal counsel.
If your employer is legally responsible for your injury or your injuries were sustained in the workplace and you are still employed our team of adept workers compensation lawyers can evaluate your medical records examine your situation and support you in constructing a robust claim.
At K L Sanchez Law Office personal injury lawyer Keetick L. Sanchez and her team of workers compensation lawyers may be able to help you seek the compensation you deserve. Contact us today at (646) 701-7990 to schedule a free consultation.
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Can I Sue My Employer for Negligence?
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